So I am keeping it short and sweet tonight because it is 8:30 p.m. on a Friday night and I am just finishing up because I wanted to make sure this story was done right because I believe it is a story everyone should read.

I read an arrest report this morning for 35-year-old Tonya Antionette Lloyd who was charged on Thursday with felony obtaining property by false pretenses and three felony counts each of financial card fraud and identity theft. She was jailed in Nash County under a $300,000 — all flags in my mind to find out more information.

I called and found out Lloyd allegedly worked for an 85-year-old retired librarian from Washington, D.C. and stole $146,008.52. I've spent the day making phone calls and doing interviews to find out more details.

I talked with the victim's niece tonight and learned Lloyd allegedly found a debit card the victim's bank had sent and called to set it up. She said Lloyd set the PIN number and used the debit card to buy groceries, dog food, clothes, a log splitter and even vacations to New York and a cruise in the Bahamas.

The only reason the scam was discovered was because the victim's bank called in November about a $6,000 check that seemed suspicious. When the family looked at past account statements, they discovered the trail of fraudulent charges and contacted police.

I decided to not only highlight this incident, but use the case as a learning experience for others. Look for it in tomorrow's paper and find out things you should look out for to protect the loved ones in your life.

Have you had this happen to people you know? What advice do you have for others?